6 Renovation Hacks to Save You Money.

Make your budget work for you.

Singapore Home Renovation Hacks

Interior Designer or Contractor?

When it comes to making the most of your budget, a key decision is whether to go for an Interior Designer (ID) or a Contractor. An ID firm will usually be more expensive, however, what you might save in money, you will have to invest a lot more time into sourcing, selecting, briefing and managing your Contractors. There are some Qualities To Look For In An Interior Design Company if you do choose to go down that route. Undecided, we have a handy guide, Should You Pick A Contractor or Interior Designer For Your Home Renovation In Singapore?

Follow a cost-saving design theme.

A good example of where you can save money by choosing a budget-friendly theme is minimalism. A minimalist design is not only stunning and devoid of clutter, but it’s also not as costly as other design aesthetics. As a bonus, a minimalist theme will give the illusion of a bigger space which is great in Singapore where home sizes are shrinking. Another great budget-friendly theme is Scandinavian which incorporates clean lines and again goes for the illusion of space. That being said, if you have your heart set on a theme, that’s where you work with your Interior Designer or your Contractor to find budget-friendly solutions that work for your space. 

Moveable versus built-in furniture.

Build-ins like TV accent walls and platform beds may look stunning, but they easily burn a hole in your wallet. When the time comes to upgrade, you'll be stuck with yesterday's trend and will also be looking at extra costs to take them down. As time passes, not only will you have to live with built-in furniture, but if you decide to upgrade, you'll have to pay extra to have them removed. Other than being built-in, permanent fixtures like platform beds can quickly go out of style, meaning you will need to spend again in the future. 

Forgo The Feature Wall.

You can also save on home renovation costs by painting your walls instead of getting them wallpapered, or by painting an accent wall instead of building a feature wall.  

Paint is not only less expensive than wallpaper or feature wall materials, it is also a practical choice if you wish to change the look of your home every few years. Let’s not forget, if you wish to remove and replace walls and stone, you will need to do another set of renovation work. Also, if you are going to sell your apartment in the future, will your feature wall be outdated, therefore bringing down your sale price?

Consider Vinyl or Laminate Flooring.

Flooring materials will consume a substantial portion of your budget, especially if you choose options like hardwood, tiling or marble. Vinyl or laminate flooring can give you the look of wood or marble for less. Their cost is just a fraction of their more expensive counterparts, and they're just as durable and easy to clean. 

Styling To Bring It All Together. 

Think you need to do everything all at once? Check out our styling tips to make your home look like it comes straight from a home interior magazine without busting your budget. 

Should You Pick A Contractor or Interior Designer For Your Home Renovation In Singapore?

When you begin your home renovation journey the choice can be. overwhelming. At this stage, you don’t know what you don’t know. This guide is intended to help you on your journey and whether an Interior Designer (ID) or a Contractor best fits your needs, budget and can bring your vision to life. There are many elements that drive up or down the cost of renovation, hiring the right skills for your vision, is critical to ensure that you don’t go over your budget.

Home renovation is not cheap.

Let’s be clear, renovating your home is a time-intensive and costly undertaking. According to renovation portal Qanvast, the average 4-room HDB BTO flat renovation is estimated to cost about $43,000 to $45,000 in 2020. Making over a resale flat is more extensive (and therefore expensive), and is expected to cost $45,000 to $52,000.

Here is where things get interesting. The typical Singaporean makes around $4,563 a month. After CPF, this comes to about $3,650. Assuming you save 20% of this (an average savings amount), you would stash away $730 a month. Let’s further assume that your significant other does the same so you are putting away almost $1500 dollars a month towards your renovation.

Breaking this down, if the average 4-room HDB BTO flat renovation is estimated to be $43,000, you would need to save for a whopping 28.6 months or put it another way over 2 years (2 years and 4 months to be exact). And this is if you come in on the average side of the estimates, you never know when your renovation costs will be higher due to unforeseen circumstances.

Some people believe that hiring contractors rather than an ID will save them some money when doing the renovation. Let’s investigate further.

Interior Designer or Contractor, what’s the difference?

Simply put, when we say Interior Designer in Singapore it is someone who coordinates and manages your renovation project. They conceptualise design ideas specific to your lifestyle, oversee the entire project (including sourcing for and liaising with contractors), and go furniture and material shopping with you to ensure a harmonious theme throughout the house.

A contractor, by contrast, is only responsible for executing the renovation work you request (e.g. demolishing, hacking, tiling). They do not offer design advice – and typically only give their input or advice in on matters relating to the structural integrity of your home.

Depending on your requirements and. what you want them to. do, your contractor may need to outsource the work to subcontractors (e.g. electricians, plumbers, and painters). Bear in mind you will typically l need to liaise with these subcontractors also.

There is no one size fits all approach.

First things first, not every homeowner is suitable to go down the DIY Contractor route. Whilst it can save money to hire Contractors, Interior Designers bring a lot of benefits to a project, so don’t dismiss this out of hand. There are no hard and fast rules, you need to do what makes the most sense for your project. Having said that, there are some tips on how to find the right Interior Designer that may help you to narrow down your options.

If you prioritise design and convenience, consider an interior designer.

If your priorities are design and service, then you would be better off considering using an Interior Designer, commonly referred to as an ID. Typically Interior Designers provide a design plan before any works start. These can include floor plans and 3D rendering. This makes. it easier for you to visualise the finished state of your home. It also means that you can make. changes whilst the design is still on paper (as it were) rather than being midway through the project and deciding to move a feature wall.

Interior Designers also take on the task of liaising with Contractors and any Subcontractors. This saves you time and also the hassle of overseeing every Contractor. The other major advantage of an ID is that they know the sequence or order that the works come in handing over this project and timeline management can be a relief for homeowners to save their own time and stress levels. You will of course need to pay more for the services of an Interior Designer, however, one question to ask yourself, would the money saved by not engaging an interior designer to be worth my own time saved?

The good news is that not all Interior Design firms charge the same, some will work on a percentage basis, some will work on a per hour basis and some will charge a flat fee. Its up to you, as the homeowner, to work out how much of your budget you can spend to engage with an Interior Design firm. There are always certain qualities that you should prioritise when looking for your Interior Designers such as reliability, experience and dedication.

If you prioritise cost savings and know what you want, consider hiring Contractors.

Have you sat down and looked at your budget and can’t justify any additional expenditure on Interior Design? Or perhaps you already know what your vision is and how you want your home to function and look like?

Outsourcing to Contractors is an option to consider. Contractors, in general, don’t offer additional services such as 3D rendering which allows you to visualise the end product, however, more and more are offering this to compete with ID”s and win over homeowners. There are also multiple apps and websites available now FOR EXAMPLE which will allow you as a homeowner to plan out your space, add your furniture and even change the textiles with the plan so you can visualise what your home will look like like when completed.

Going without an Interior Designer may seem daunting, however, if you know what you already want, then hiring Contractors to execute can be a great option. One consideration to keep in mind is that coordinating Contractors and Subcontractors can take. up a lot of your time. You may need to visit the site more often or have to spend time. coordinating between Contractors.

So what to choose?

In the end, only you can make that decision. There are pros and cons to both approaches. The budget will factor heavily but also, whether you want to undertake the project yourself. Be mindful that no matter which approach you take, project costs can creep up, unforeseen circumstances will happen and ultimately what you have in your mind or on paper, may not be the same as the finished product.

It is ultimately not “just a BTO, resale flat or condo”, this is your home and your money.

What you need to do before getting your BTO keys.

Waiting for your BTO keys? Imagining the view from your new home is just one thing to do whilst waiting

Your BTO timeline and checklist.

You have gone through all the stress of choosing your BTO, what type of flat, what location you want, how many rooms, layout, financing and now all you have to do is wait to get your keys right? 

Well not quite. One of the common questions asked by BTO owners is when they should start to engage with potential Interior Designers or Contractors, what are the renovation process and the timeline they need to follow? Fret not, we are here to help. 

As soon as you decide on your BTO. 

Think you don't need to do anything once you have gone through the purchasing process? We would suggest otherwise. Now is the best time for you to start researching, this is one common area where homeowners wish they had spent more time.

Design and Style.

Let’s face it, this is your home, you are investing a large amount of your hard-earned cash into it. You want it to be uniquely yours, work for your family’s needs and also be able to accommodate if your family grows in the future. The options available to you in terms of style and design are seemingly endless. Should you keep that wall or knock it and create an open plan living/ kitchen space? Is your dream to have a walk-in wardrobe but you're not sure if it's practical? 

By this point, you should have your floor plan and dimensions, this is the best time to start researching. Whether you use an online platform like Pinterest to gather together some of your favourite styles or prefer to read magazines and keep pages for inspiration, you should prioritise this time to do your research. Too often, people assume that their interior designer will do all the heavy lifting and present to them a design immediately that works for them. That is rarely the case. 

Start to pull together images of what you like. You can sort these by room such as master bedroom, home office, kitchen, dining space etc. You could also sort these by themes such as Industrial, Scandinavian, Art Deco, Bohemian etc. 

Pinterest Boards are a great way to save images that inspire you

Whilst this process can seem daunting at first, you should start to see patterns emerge by what you are drawn to. You may start and really focus on Scandinavian style but as you research further, you may realise that that style doesn't work for what functionality you want your space to have.

Let’s not forget about your partner in this process, as you go through this process you will realise that there are things that you are simply not on the same page about. You may want a decadent escape from the world master bathroom, whereas your partner prefers a more minimalist approach. 

Budgeting.

So how large should your BTO renovation budget actually be? Well, that depends on how much you have to hand in and what your overall vision is. For new 4-room flats, renovation costs now range from $43,000 - $45,000 as compared to an average price of $42,600 in 2019. Meanwhile, the cost of renovating a new 5-room flat now starts from $45,000. This should give you a guide on where to start. With the effects of the pandemic, renovation costs can continue to rise so now is the right time to ensure that you are saving enough to complete your renovation when the time comes.

Keep in mind that even if you decide to do the minimum before you move into your BTo, you’ll need to install lights, paint the walls, do your flooring, toilets, kitchen and window grilles/blinds/curtains. On top of this, you will need to purchase furniture, appliances and other necessities for your home. Still, sounds like a lot? The silver lining is that for BTO’s, they are cheaper to renovate than resale HDB as there is less hacking. 

Financing.

There are many options to finance your BTO renovation, pick the one or combination that works for you

Most people finance these huge renovation packages with a renovation loan which is sometimes called a reno loan for short. A reno loan is different to a personal loan, the interest rates tend to be somewhat lower. As the name suggests, is a loan facility available solely to refresh your home, be it for new furniture or fixtures, fresh lighting, a major remodelling or perhaps even extensive repairs. All of this costs money – and sometimes, a lot of it! You should note that renovation loads are capped at $30,000, or 6 months of your income (whichever is lower). You can also consider a personal loan to finance your renovation, allowing you to borrow a larger amount. 

Another option is to start saving now. This can reduce the amount of the loan that you need to take out or allow you to do more. 

3-4 months before collecting your keys.

Shortlisting. 

Meeting potential partners will narrow down who you work with

By this stage, if you have been doing your homework, you should have a better idea of what you actually need in your home and what are the additional wants for your home. It's important to distinguish between what is a Need and what is a Want. This will differ for each home. For some, having a large functional kitchen that can accommodate a lot of heavy cooking is a need. It is non-negotiable and necessary. For others having a bathtub in the master bathroom is nice to have, it would be great if it could work within the space and budget, therefore making this a want. 

Now is the time to start to meet with potential Interior Designers, commonly called ID’s or Contractors. There are many differences and pros and cons when deciding between an Interior Designer or a Contractor so do your research carefully.

Meeting potential ID’s or Contractors.

Use this time to meet up with those IDs and/ or Contractors on your shortlist. Have your questions ready, be prepared for these meetings. This will make it far more productive for you. 

1 -2 months before collecting your keys. 
Selecting your ID or Contractor.

You should now be in the position of being able to sign on the dotted line with your ID or Contractor(s). This is now the time to focus on confirming the design details, payment terms and renovation timelines. 

Keys collection day.

The big day is finally here, you can relax, right? Sadly not, this is just another step (albeit a really happy one) on a long journey. 

Check for Defects.

When you go to the site, make sure to bring along the defects list provided by HDB and a lock to secure your home. If you have an ID or a Contractor, it's worth inviting them to come along with you to help you to check everything and also they can take measurements. 

Spend time going through your home and note any defects or issues. Make sure that there are no hollow tiles by tapping on them using a coin. Check that electrical sockets are working properly (you can plug in your phone charger). Use a spirit level to check that all windows and doors are aligned correctly. It's also a great idea to take photographs on your phone to document any issues you may have. 

Pros & Cons Of A Walk In Wardrobe In Your HDB.

Walk-in wardrobes are popular choices for many homeowners in Singapore. They provide more space and can help you to stay organized too. This type of wardrobe is made of shelves, hanging space and sometimes drawers which are all used to store clothes as well as accessories. There are a number of pros and cons associated with the inclusion of a walk-in wardrobe – but the same can be said for all of the options available to you. To ensure that you’ve made the right choice for your home and needs, you will be required to weigh up each of the pros and cons. Some of these things you will be able to live with, others will be deal-breakers.

If you’re considering a walk-in wardrobe, you should know that there are various advantages and disadvantages to having one. Here’s what you need to know:

Pros

Organisation.

The upside to a walk-in wardrobe is organisation. For someone with a lot of shoes, dresses, etc., a regular wardrobe might be impractical. Walk-in wardrobes remove the need to play Tetris with clothes; no worrying that the whole wardrobe will spill out when you tug at a skirt. A walk-in also spreads out its inventory, so it’s easy to browse. No messing up the room while deciding which shoes/jeans / shirt to wear.

Privacy.

Another advantage to walk-ins is privacy. Some homeowners may choose to store jewellery in walk-ins, where it’s considerably safer than in a wardrobe. A walk-in is big enough for safe boxes if required; at the very least, it’s easier to conceal valuables in a large room than in a wardrobe. And if you’ve had anyone insist on using a room while you’re dressing, you’ll notice that a walk-in can actually help to ease congestion. Consider: a slow dresser can monopolise the bedroom for hours.

Maximise Possible Space.

Walk-ins also maximise the use of possible space. If you have a room with an odd shape, the little niches can be put to better use as a walk-in. You can use a walk-in to “square off “the niches, or even create triangular walk-ins. Both are more efficient than just hiding the spaces with more décor.

Cons

You need to be REALLY organized to have one.

If you're a naturally organized and put-together person, a walk-in wardrobe could work well for you. But if you are prone to bouts of messiness, you might want to steer clear, as this will be one more room that needs regular cleaning and sorting out! This is before we talk about the dust that gathers!

Pay More For Lighting & Carpentry

Since most walk-in wardrobes are dark, lighting is an issue. Be prepared to spend a bit extra on appropriate lighting. Task and accent lighting are a must, which translates to extra wiring and a higher power bill. Also, walk-ins involve a significant amount of carpentry. The furnishings of a walk-in are specific to its shape, so many of the shelves, cupboards, etc. cannot be purchased off-the-rack. This is especially true for smaller walk-in wardrobes, which cannot accommodate the inclusion of full-sized dressers or cupboards. That means custom carpentry work, which results in significant costs.

Sacrifice Space Elsewhere.

If you are renovating, you’ll find that the only way to add one of these wardrobes is to sacrifice space from elsewhere within the home. Often, it means that the other bedrooms get a little smaller, that your ensuite isn’t as luxurious as it could be or that your living space is left with awkward niches. If you can live with this, go for it!

Empty shelves will encourage extra spending.

If you don't have enough clothing to fill all of the shelves in your walk-in wardrobe, you might find yourself giving in to bad shopping habits, in a bid to justify the room! 

Walk-in wardrobe Tips.

Still, have your heart set on a luxurious walk-in space? Here are a few tips to make space for a walk-in wardrobe in your compact home.

1. Look At The Corners.

Corners are often dead spaces that go to waste in a room, but looking at them in the context of building a walk-in wardrobe might mean you’ve found the perfect role for the corner. Consider developing your wardrobe plan around the corner, making use of a customisable layout and clever partition ideas to ward off future organisational woes.

2. Use Vertical Space.

Vertical space allows you to store more no matter how small a space you’re dealing with. Applying this trick while designing a wardrobe allows homeowners to make use of available space. Hangers, open shelves and sliding door wardrobes leave extra square footage to actually be able to walk in. Loft storage can serve as hideaways for seasonal or bulky items– this way, your wardrobe remains largely clutter-free.

3. Skip the Doors on Your Regular wardrobe instead.

Here’s a clever way to make a regular wardrobe seem like a walk-in. Skip the doors and make the compartments deep enough to stand in. This trick magics a walk-in wardrobe out of what was once a regular wardrobe, just by skipping the doors and leaving the shelves open.

9 Tips To Maximise Space In A Small Apartment.

With space at a premium in Singapore, every centimetre counts

According to URA data, from Q2 2020 (remember Circuit Breaker was in place) to Q1 2021, the percentage of non-landed private property (including Executive Condominiums) transactions involving properties measuring 90 to less than 100 sqm fell from 11.27% to 10.54%. Meanwhile, the percentage of transactions involving properties measuring from 100 to under 120 sqm rose from 13.01% to 17.29%. The average 4- to 5-room apartment measures about 90 to 120 square metres.

With homes now having to perform more functions than ever before, think work from home, accommodating multi-generational families, our elderly living longer, maximising what you can do with your space is a key consideration for many Singaporeans. Buying a larger home, is for many, simply not an option. With that in mind, we have put together top tips to maximise your space. 

1. Declutter before choosing storage options. 

Decluttering will free up space for the things you really need within your home

It’s human nature to hoard things, we don’t want to let go and “you never know when you might need that again”. Clutter isn’t a specific challenge only to smaller homes, larger homes also can have storage issues.

The best advice is to declutter your space to only install storage space for those items that you truly want to keep.

A guiding principle you can use is that each item must meet two of the following three criteria: its beautiful, functional or sentimental. With this in mind, you can start to clear out one cupboard at a time and see how much space you get back to your home. 

Don’t know what you do with the items you no longer need? You can of course sell them using platforms like Facebook Marketplace or Carousell or there are also many charities and free Facebook groups where you can donate your items to someone who needs them. This means saving the planet by saving items that can still be used from landfills and giving your items a second lease of life. 

2. Make the most of your wall space.

Save space with wall mounted over the bed lighting

One rule to rule them all, “think tall when small”. With floor space becoming even more limited, you need to make your wall space work even harder to accommodate your needs. If you can, get storage options that go up to the ceiling, or at the very least that you can place items on top of to maximise storage space. Another option is to install shelving that you can place baskets or boxes onto to not take up precious floor space.

3. Wall mounting is not just for storage.

Similar to storage solutions that take up the wall rather than floor space, look at what in your home you can mount on your walls to give you back precious square footage. A great example of this is mounting your television to the wall, there are now many solutions available to hide the cables so you get a clean seamless look but save on space. Another option is to look beyond table lamps which again take up real estate in your home. A slim floor lamp or even wall sconces can save you space whilst still giving your home soft lighting options. The underlying principle to remember is that if you want your space to feel larger, then it has to look brighter. So don’t skimp on the lighting, explore different options to bring light into your space whilst maximising the space available to you.

4. Add built-in furniture.

Whilst this option is more expensive than freestanding furniture, it is worth considering what built-in furniture makes sense in your home, will give you additional storage and give the illusion of a bigger space. 

Do you have a recessed wall in your bedroom? Look at how you could get a custom-built wardrobe that makes the most of this odd shape but also adds storage for clothes. Platform beds are a great example of smart home design which takes up the same amount of space as a freestanding bed but has built-in storage. 

Look at your dining area, can you build in benches that will not only maximise the amount of seating you have but also can have storage built-in. 

5. Multi-purpose furniture

Nesting coffee tables can be put away when not in use

Make your space work harder for you by selecting multipurpose furniture. If you want multiple coffee tables that you can use when guests come over, consider getting nesting coffee tables that save space when not in use. Need a dining table that can accommodate you and your partner but you will need to replace it when your family expands or you have guests over? Why not look at an extendable dining table and have folding chairs that can seat additional guests. A dual-purpose ottoman is a great example that can double as storage space, additional seating or if you pop a tray on top, it can even work as a coffee table. 

6. Trick the eye with your window treatments.

Well hung curtains can change the feel of your room.

Swapping out the materials you use in your curtains can instantly change the look and feel of your space. The end goal, make your room seem larger than it actually is. To do this? Maximise the height of your room as well as the available natural light. That doesn't mean of course raising your ceiling, it's all a trick of the eye. 

If you want your ceiling to appear higher, hang curtains above your window frame. A good rule of thumb is to hang about two-thirds of the distance between the top of the window and the ceiling. Next, you want to maximise the amount of light that comes into your room. If you extend the curtain pole out approximately 15-30 cm to the side of your windows, when the curtains are open, you can push them all the way back from the window to let in the most amount of light.

Let’s face it, custom made curtains can be expensive. To save you money, consider buying store-bought curtains and using multiple panels. For example, IKEA may have the curtains you want but not the right width, you can use one pair of curtains i.e. both panels on one side of the window and one pair of curtains on the other side. 

7. Use mirrors to bring in light.

Mirrors reflect the light within your space.

Mirrors are a great addition to a smaller space as they double the visual space of an area whilst reflecting light around your home.  They also can break up a wall visually giving the illusion that you have more space than you have. 

8. Unify your colour palette.

Moving from room to room in a smaller space, whether it’s open plan living or a series of smaller rooms, is easier on the eye and opens up space if you have a neutral unifying colour palette. It can be quite jarring moving room to room full of bold colours when the space is quite small. That said, we are not advising you to abandon colour and go all white, you have plenty of options to bring colour into your space. 

Well placed art can bring personality to your home.

Pro-tip - you can look for paint that has a slight sheen to it, this helps to reflect the light and therefore give the illusion of a more spacious home. 

9. Artwork adds colour.

Yes, we spoke about having a unified neutral colour scheme, however, that doesn’t mean that your home needs to be devoid of colour or personality. Add bold splashes of colour with art. You can bring in personality but avoid the cluttered look by choosing one key piece per room that draws the eye.