Should You Pick A Contractor or Interior Designer For Your Home Renovation In Singapore?

When you begin your home renovation journey the choice can be. overwhelming. At this stage, you don’t know what you don’t know. This guide is intended to help you on your journey and whether an Interior Designer (ID) or a Contractor best fits your needs, budget and can bring your vision to life. There are many elements that drive up or down the cost of renovation, hiring the right skills for your vision, is critical to ensure that you don’t go over your budget.

Home renovation is not cheap.

Let’s be clear, renovating your home is a time-intensive and costly undertaking. According to renovation portal Qanvast, the average 4-room HDB BTO flat renovation is estimated to cost about $43,000 to $45,000 in 2020. Making over a resale flat is more extensive (and therefore expensive), and is expected to cost $45,000 to $52,000.

Here is where things get interesting. The typical Singaporean makes around $4,563 a month. After CPF, this comes to about $3,650. Assuming you save 20% of this (an average savings amount), you would stash away $730 a month. Let’s further assume that your significant other does the same so you are putting away almost $1500 dollars a month towards your renovation.

Breaking this down, if the average 4-room HDB BTO flat renovation is estimated to be $43,000, you would need to save for a whopping 28.6 months or put it another way over 2 years (2 years and 4 months to be exact). And this is if you come in on the average side of the estimates, you never know when your renovation costs will be higher due to unforeseen circumstances.

Some people believe that hiring contractors rather than an ID will save them some money when doing the renovation. Let’s investigate further.

Interior Designer or Contractor, what’s the difference?

Simply put, when we say Interior Designer in Singapore it is someone who coordinates and manages your renovation project. They conceptualise design ideas specific to your lifestyle, oversee the entire project (including sourcing for and liaising with contractors), and go furniture and material shopping with you to ensure a harmonious theme throughout the house.

A contractor, by contrast, is only responsible for executing the renovation work you request (e.g. demolishing, hacking, tiling). They do not offer design advice – and typically only give their input or advice in on matters relating to the structural integrity of your home.

Depending on your requirements and. what you want them to. do, your contractor may need to outsource the work to subcontractors (e.g. electricians, plumbers, and painters). Bear in mind you will typically l need to liaise with these subcontractors also.

There is no one size fits all approach.

First things first, not every homeowner is suitable to go down the DIY Contractor route. Whilst it can save money to hire Contractors, Interior Designers bring a lot of benefits to a project, so don’t dismiss this out of hand. There are no hard and fast rules, you need to do what makes the most sense for your project. Having said that, there are some tips on how to find the right Interior Designer that may help you to narrow down your options.

If you prioritise design and convenience, consider an interior designer.

If your priorities are design and service, then you would be better off considering using an Interior Designer, commonly referred to as an ID. Typically Interior Designers provide a design plan before any works start. These can include floor plans and 3D rendering. This makes. it easier for you to visualise the finished state of your home. It also means that you can make. changes whilst the design is still on paper (as it were) rather than being midway through the project and deciding to move a feature wall.

Interior Designers also take on the task of liaising with Contractors and any Subcontractors. This saves you time and also the hassle of overseeing every Contractor. The other major advantage of an ID is that they know the sequence or order that the works come in handing over this project and timeline management can be a relief for homeowners to save their own time and stress levels. You will of course need to pay more for the services of an Interior Designer, however, one question to ask yourself, would the money saved by not engaging an interior designer to be worth my own time saved?

The good news is that not all Interior Design firms charge the same, some will work on a percentage basis, some will work on a per hour basis and some will charge a flat fee. Its up to you, as the homeowner, to work out how much of your budget you can spend to engage with an Interior Design firm. There are always certain qualities that you should prioritise when looking for your Interior Designers such as reliability, experience and dedication.

If you prioritise cost savings and know what you want, consider hiring Contractors.

Have you sat down and looked at your budget and can’t justify any additional expenditure on Interior Design? Or perhaps you already know what your vision is and how you want your home to function and look like?

Outsourcing to Contractors is an option to consider. Contractors, in general, don’t offer additional services such as 3D rendering which allows you to visualise the end product, however, more and more are offering this to compete with ID”s and win over homeowners. There are also multiple apps and websites available now FOR EXAMPLE which will allow you as a homeowner to plan out your space, add your furniture and even change the textiles with the plan so you can visualise what your home will look like like when completed.

Going without an Interior Designer may seem daunting, however, if you know what you already want, then hiring Contractors to execute can be a great option. One consideration to keep in mind is that coordinating Contractors and Subcontractors can take. up a lot of your time. You may need to visit the site more often or have to spend time. coordinating between Contractors.

So what to choose?

In the end, only you can make that decision. There are pros and cons to both approaches. The budget will factor heavily but also, whether you want to undertake the project yourself. Be mindful that no matter which approach you take, project costs can creep up, unforeseen circumstances will happen and ultimately what you have in your mind or on paper, may not be the same as the finished product.

It is ultimately not “just a BTO, resale flat or condo”, this is your home and your money.